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INSURANCE  

Portofinolux  offers to travellers a coverage of medical expenses and health care for stays up to 180 days duration at a starting  cost  from EUR 49. The policy is aimed at foreigners who are in Italy or in the Schengen area, even in the case of packages and touring circuits.

Here find an extrait Special Insurance Conditions

Medical expenses

In the event of the Insured’s accident or illness, and except for the Exclusions indicated in this Contract and net of any deductions or excesses shown below, ERV will organise the interventions indicated below necessary to assist the Insured, in accordance with the liability limits and the conditions relating to the class of product chosen by the Contracting Party, through its Operational Centre.

NB: The expenses sustained in medical structures are paid directly by ERV, where possible and subject to the prior contact of the Insured with the Operational Centre. Ø: service or cover not provided; √: service or cover provided Hospital and surgical expenses

Schengen Area      € 30,000

Direct payment. Liability limit per person and per insurance period. The cover is provided up to the time the Insured is discharged or consid-ered in the condition to be repatriated. However, the cover is operative for a period of not more than 30 days in hospital. When direct pay-ment cannot be made, the expenses will be reimbursed as long the Insured or the person acting for him contacted the Operational Centre for the opening of the assistance dossier.

Limitations: sub-limit of € 300 daily fee for hospital stay.

Pharmaceutical expenses

Schengen Area              € 250

Expenses to be reimbursed. Liability limit per person and per insurance period. Reimbursement of expenses for pharmaceutical products accompanied by a prescription and sustained during the trip.

Transport expenses

Schengen Area           € 500

Expenses to be reimbursed. Liability limit per person and per insurance period. Reimbursement of the transport expenses from the place of the event to the first aid centre or in-patient treatment centre.

Excess applied    An excess of € 50 is applied.

Exclusions (supplementing the General (Common) Exclusions)

ERV will not accept responsibility for expenses arising from:

  • the purchase of dental or orthopaedic prostheses or therapeutic apparatus; 
  • voluntary interruption of pregnancy or birth during the trip (for this purpose, a newborn baby although delivered prematurely is not covered by insurance); 
  • voluntary discharge by the Insured against medical opinion. 

Telephonic medical consultancy

Schengen Area                          √

Emergency medical service by telephone to ascertain the Insured’s state of health or assess the most appropriate treatment to be made, in agreement with the doctors attending.

Indication of a specialist doctor

Schengen Area              √

Indication of the name of a specialist doctor in the area closest to the place where the Insured is if the need arises for him/her to have a specialist check.

Patient transport/transfer

Schengen Area          € 30,000


Organisation of the transport or return with the most suitable means from the first aid centre or in-patient treatment centre to a more ap-propriate medical centre or the Insured’s domicile, subject to consultation with the doctors attending.

Arrival of a family member

Schengen Area        Cost of travel up to € 500. Stay up to 5 days for a maximum of € 50/day.

Organisation and acceptance of responsibility for the costs of travel and stay of a single family member in the event of the death of the Insured or his admission to hospital with a prognosis of more than 7 days (or 48 hours if the Insured is a minor or disabled).

Telephone interpreters

Schengen Area            € 250

Organisation of the interpreter service via telephone in the event of the death of the Insured or his admission to hospital with a prognosis of more than 5 days (or 48 hours if the Insured is a minor or disabled).

Repatriation of body

Schengen Area       √

Refund of transport expenses for the return of the body to the place of burial following the Insured’s death; funeral expenses are excluded.

For more detailed information download the attached pdf file from our insurance trust ERV ITALIA
erv_fascicolo_informativo_incoming_schengen-english.pdf
File Size: 207 kb
File Type: pdf
Download File

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  • Home
  • Booking
    • Hotels Santa Margherita Ligure >
      • Hotel Santa Margherita Palace 4*
      • Hotel Metropole 4*
      • Imperial Palace H 4*
      • Hotel Laurin 4*
      • Grand H Miramare 4*
      • B W Regina Elena 4*
      • Jolanda 3*
      • Tigullio et de Milan 3*
      • Albero Minerva 3*
    • Hotels Portofino and... >
      • Belmond Hotel Splendido 5*
      • Eight Hotel Portofino 4*
      • Eight Hotel Paraggi 4*
      • Hotel Casmona Camogli 3*
    • Hotels Rapallo >
      • Europa Hotel Design 4*
      • Grand Hotel Bristol 4*
      • Miramare 3*
    • Book-on-line Tuscany
  • Packages
    • Genoa
    • Santa Margherita & Portofino
    • Camogli
    • Florence & surroundings
    • Lakes Area - Milan
  • Excursions
    • Liguria
    • Tuscany
    • French Riviera
  • Holiday Homes
  • Special Places
    • Hostaria Vecchia Rapallo
  • Link Friends
  • Contacts
  • IT
    • FR